Effective 2 August 2026
Acceptance of These Terms
By using this website, you agree to these terms. If you do not agree, please do not use the website. We may revise these terms as the service changes; the effective date above identifies the current version.
Educational Use Only
The calculators and articles provide general educational estimates. They are not financial, investment, tax or legal advice; an official pension statement; an annuity quote; or a guarantee of returns, eligibility or benefits.
Your Responsibility
You are responsible for the values you enter and the decisions you make. Verify current rules, rates and account details with PFRDA, NPS Trust, your CRA, employer or an appropriately qualified professional before acting.
Accuracy & Availability
We work to keep the formulas and references clear, but we do not promise that every result or page will always be complete, current, error-free or available. Pension rules, market returns, taxes and annuity terms can change without notice.
Acceptable Use
You may use the website for lawful personal and informational purposes. You must not interfere with its operation, attempt unauthorised access, introduce malicious code, misuse automated requests or present the website as an official government service.
Third-Party Links
Links to regulators and other third-party websites are provided for reference. Those websites control their own content, availability and privacy practices, and their inclusion does not imply that they endorse this website.
Limitation of Liability
To the extent permitted by applicable law, npscalculator.in and its operators will not be liable for losses arising from reliance on an estimate, interruption of the website or use of a linked third-party service.
Questions
Questions about these terms can be sent to nirvaanopc@gmail.com. You can also review our Privacy Policy and Disclaimer.