About Us
Clarity before commitment.
NPS Calculator is an independent educational project designed to make pension projections easier to explore and question.
Why this exists
A retirement estimate can look precise while hiding its assumptions. We surface the return, inflation, contribution growth, annuity allocation and payout rules that shape every result, so visitors can test more than one future.
Independent
We are not affiliated with PFRDA, NPS Trust, a CRA, pension fund, annuity provider or the Government of India. The website is an educational planning resource.
Private by design
Calculator inputs are processed in your browser. No registration is required, and we ask visitors not to enter personal identifiers.
Source-led
Regulatory assumptions link to primary sources and show a review date. Our methodology explains the formulas and limitations behind each estimate.
Feedback welcomed
Pension rules and digital accessibility both deserve careful review. We welcome corrections, calculation issues and accessibility feedback.